MONEY-LIFE 360°
Money-Life 360° is Clinard Financial’s proprietary financial review
process tailored to each of our clients. This process is used during both initial on-boarding and ongoing throughout the relationship with our firm.
Money-Life
360
°
Connecting the dots of your financial life.
During the Money-Life 360° review process, our Financial Advisors go through detailed exercises with clients concerning the following three elements:
ORGANIZE
Start With Your Life First Then Plan Your Money
We create relationships built on trust that starts with understanding your values. Our practice is built on our vision, “through stewardship we strive to educate and empower our clients with the ability to pursue greater financial well being“ and is lived daily through our Founding Principles.
PLAN
Keys Of Money Well Planned
The most common questions we get are often similar:
• Will I have enough money to retire?
• Will I have enough money to stay retired?
• Will I be able to leave some money for my kids and grandkids?
• How will I handle financial changes or uncertainties later in life?
Through comprehensive financial planning, we can help provide a plan that will address these questions and put it all in simple to understand language and visuals.
INVEST
Steps For Your Tailored Portfolio
When it’s time to sit down and determine what a given portfolio should look like, many considerations should take place:
• Why am I investing?
• What type of risk am I comfortable with?
• What do I need to learn more about to make the right choice?
• What blend of strategies will work to navigate the markets best?
• Why is dynamic stress testing an important thing to consider?
• What will the ongoing management plan be?
The above exercise ensures you start out on the right foot with a plan to help meet your financial future.
No strategy is a sure success or protects against loss. Investing involves risk including loss of principal. Examples provided for illustrative purposes only. Securities offered through LPL Financial. Member FINRA/SIPC. Investment advice offered through GWM Advisors, a registered investment advisor. GWM Advisors and Clinard Financial, LLC are separate entities from LPL Financial. CMAX #1-687264
2. Plan
Check the background of your financial professional on FINRA's BrokerCheck
The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation.
SECURITIES OFFERED THROUGH LPL FINANCIAL, MEMBER FINRA/SIPC. INVESTMENT ADVICE OFFERED THROUGH GWM ADVISORS, A REGISTERED INVESTMENT ADVISOR. GWM ADVISORS and Clinard Financial are separate entities from LPL Financial.
The LPL Financial registered representative associated with this website may discuss and/or transact securities business only with residents of the following states: FL, GA, MA, NJ, NC, SC, TX, and VA
GWM ADVISORS is a Registered Investment Advisor. Advisory services are only offered to clients or prospective clients where GWM Advisors and its representatives are properly licensed or exempt from licensure. This website is solely for information purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by GWM Advisors unless a client service agreement is in place.